IT Equipment Leasing and Financing FAQ

Published 08/20/2018 11:41 AM   |    Updated 08/20/2018 12:06 PM

Nearly 60% of IT professionals report upgrading current hardware and software is their biggest hurdle to optimizing IT infrastructure, according to the 2018 Insight Intelligent Technology Index. One option for adopting the latest technology solutions without breaking the budget is leasing or financing through Insight Global Finance (IGF).

 

These frequently asked questions about financing and leasing services will give you insight into an affordable way to upgrade your IT.

 

Frequently asked questions — leasing and financing

 

What are the benefits of financing or leasing through Insight Global Finance?

 

Financing or leasing offers a realistic way to overcome budget limitations, conserve capital, preserve credit, reduce upfront costs, manage cash flow, enable total solution financing, avoid technology obsolescence and manage the IT equipment lifecycle. Additionally, it can provide immediate return on your investments.

 

What can I finance or lease through IGF?

 

You have access to a wide range of hardware, software, and cloud solutions and services from Insight’s 5,300+ partners. We’ll help you find the right IT solutions for your business.

 

What leasing and financing options are available through IGF?

 

IGF offers a variety of financing and leasing options, including:

  • Operating lease — ownership not transferred to you
  • Capital lease — ownership transferred to you
  • Software payment program
  • Master line of credit
 

How long is the leasing term for IT equipment?

 

Leases on IT equipment typically run between 12 and 36 months but can go up to 60 months.

 

What are the upfront costs associated with IT financing and leasing?

 

Through IGF, upfront costs are minimal, freeing you to spend on profitable business operations instead of equipment.

 

What impact will IT equipment leasing and financing have on my lines of credit?

 

Using IGF IT leasing and financing eliminates high upfront costs without impacting your credit lines. Think of it as an expansion of your company’s financial resources.

 

Will I be able to add more products and solutions to my lease later?

 

Yes, leasing is all about flexibility. Whether you need additional hardware or want to upgrade to the latest technology, a lease allows you to expand your IT solutions as needed, without time constraints.

 

What payment options are available if I finance or lease from IGF?

 

Financing is available in a number of payment options to help you overcome budget limitations, including:

  • 1- to 5-year terms
  • Delayed or deferred payments
  • Step and skip payment structures
  • Simple 2-page software payment agreements

 

 

Will my leasing and financing payments be the same month to month, year to year?

 

Yes, our financing and leasing experts will work with your organization to create a program that has predictable, fixed costs.

 

Are discounts available with IT financing and leasing?

 

Yes, IGF offers multiyear discounts and customized plans.

 

Is IT equipment leasing or financing right for you?

 

Get more details about financing and leasing options on insight.com.

 

Learn more

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